231278177 Routing Number

A routing number of your bank (or the bank of your recipient to whom you wish to transfer funds) is like a personal ID; it is the individual identifier of the bank’s location. There are no two similar bank routing numbers in the world since all new members of the SWIFT network are assigned a new unique number for disambiguation. For instance, if your bank is First Point Federal Credit Union, your routing bank number is 231278177. This is done to make sure that none of the SWIFT transfers goes to the wrong country, city, or branch of the bank and the recipient fails to find his/her transfer in the indicated location.

You might not even notice how often you use the bank routing number while making some transactions and using your bank’s services. This happens because you may know the bank routing number under its other names, such as the ABA routing number or RTN. The First Point Federal Credit Union has the routing number 231278177, and you can use it for all kinds of transactions. So, if you need to receive a SWIFT payment from a foreign citizen and wish to get it to your bank account, find your routing number first; that’s quite easy.

The bank routing number may be found at the bottom of your check; it contains nine digits that signify the location at which you opened the account. Or you can use our depository of US bank routing numbers and find yours quickly and without any trouble. 231278177 is the routing number of First Point Federal Credit Union assigned to it by the American Bankers Association (ABA). The main office of First Point Federal Credit Union may be reached at SUITE 5, HAMILTON, NJ, 08619. For questions not requiring your personal presence, please call the bank at (608) 838-2847.

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